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Groogan Insurance Group, LLC

613 Potomac Place, Suite 203
Smyrna, TN 37167

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Tennessee Motorcycle Insurance Coverage

Motorcycle Insurance in Tennessee

Are you exploring motorcycle insurance for the first time? Protecting your bike and yourself is an important step for any rider. Having the right insurance ensures you’re prepared for the unexpected. Groogan Insurance Group, located in Smyrna, TN, helps riders in Tennessee, Indiana, and Florida find reliable motorcycle insurance policies tailored to their needs.

If you already have motorcycle insurance, it’s a good idea to review your policy regularly. Upgrading your bike, adding accessories, or changing how you use your motorcycle can impact your coverage needs. Groogan Insurance Group can help you evaluate your current policy and explore updated options to ensure you’re fully protected on the road.

Why Motorcycle Insurance Is Important

Motorcycles offer freedom and excitement, but they also come with unique risks. Accidents, theft, and weather-related damage can lead to costly repairs or medical expenses. Motorcycle insurance provides financial protection for your bike and covers liability if you’re involved in an accident. Without proper coverage, you could face significant out-of-pocket expenses. Groogan Insurance Group works with trusted carriers to provide policies that fit your needs, so you can ride with confidence.

What Does Motorcycle Insurance Cover?

Groogan Insurance Group offers motorcycle insurance policies that can be customized to fit your specific needs. Coverage typically includes:

  • Liability Coverage: Covers damages and injuries you may cause to others while riding your motorcycle.
  • Collision Coverage: Pays for repairs or replacement of your motorcycle after an accident.
  • Comprehensive Coverage: Protects against non-collision events like theft, vandalism, or weather-related damage.
  • Uninsured/Underinsured Motorist Coverage: Provides protection if you’re hit by a driver without adequate insurance.
  • Medical Payments Coverage: Helps cover medical expenses for you and your passenger after an accident.
  • Optional Add-Ons: Includes coverage for custom parts, accessories, and gear.

Groogan Insurance Group will work with you to customize a policy that fits your bike and how you ride.

Why Review Your Policy?

Motorcycle insurance needs can change over time. Upgrading your bike, adding custom parts, or using your motorcycle for different purposes can create new risks that require updated coverage. Reviewing your policy regularly ensures you’re prepared for unexpected events. Groogan Insurance Group can help you assess your current coverage and recommend adjustments to keep your bike protected.

Get Your Motorcycle Insurance Quote

While Groogan Insurance Group offers online quoting for personal auto and home insurance, motorcycle insurance quotes are available by speaking directly with one of our agents. If you have questions or need assistance, contact us. Groogan Insurance Group is here to help you find the right motorcycle insurance policy for your needs.

Request a Quote

Partner Carriers

  • AMBetter Health
  • American Modern
  • Aon Edge(flood)
  • AuguStar Financial(Life Ins)
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield of TN
  • Cigna HealthCare
  • Donegal Insurance
  • Foremost Insurance
  • Gainsco Insurance
  • Geico
  • Grange Insurance
  • Haulers Insurance
  • Hagerty
  • Hallmark Insurance
  • K&K Insurance
  • Kansas City Life Insurance
  • Liberty Mutual
  • Markel Insurance
  • National General
  • Nationwide
  • Oscar Insurance
  • Pie Insurance
  • Progressive
  • RT Specialty
  • Safeco
  • Safeway
  • Selective Flood
  • Steadily Insurance
  • Tapco
  • The General
  • Travelers
  • Unique Insurance
  • US Assure
  • United Healthcare