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Groogan Insurance Group, LLC

613 Potomac Place, Suite 203
Smyrna, TN 37167

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Tennessee Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance in Tennessee

Is this your first time looking into boat and watercraft insurance? If so, you’re in the right place. Protecting your vessel and finances is an important step for anyone who enjoys spending time on the water. Groogan Insurance Group, located in Smyrna, TN, helps boat owners in Tennessee, Indiana, and Florida find reliable insurance policies that fit their needs. If you own a fishing boat, pontoon, or personal watercraft, we’re here to help you navigate your options.

If you already have boat or watercraft insurance, now is a great time to review your policy. Upgrading your vessel, adding new equipment, or changing how you use your boat can leave gaps in your coverage. Groogan Insurance Group can help you evaluate your current policy and explore updated options to ensure your boat is fully protected.

Why Boat and Watercraft Insurance Is Important

Accidents on the water can lead to costly repairs, liability claims, or medical expenses. Boat and watercraft insurance provides financial protection for your vessel and covers damages or injuries caused by accidents. Without proper coverage, you could face significant out-of-pocket expenses. Groogan Insurance Group works with trusted carriers to provide policies that fit your needs, so you can enjoy the water with confidence.

What Does Boat and Watercraft Insurance Cover?

Groogan Insurance Group offers boat and watercraft insurance policies that can be customized to fit your specific needs. Coverage typically includes:

  • Physical Damage Coverage: Protects your boat or watercraft from damage caused by collisions, storms, theft, or vandalism.
  • Liability Coverage: Covers damages or injuries you may cause to others while operating your boat.
  • Medical Payments Coverage: Helps cover medical expenses for you and your passengers if an accident occurs.
  • Uninsured Boater Coverage: Provides protection if your boat is involved in an accident with an uninsured or underinsured operator.
  • Optional Add-Ons: Includes coverage for trailers, fishing equipment, and other accessories.

Groogan Insurance Group will work with you to customize a policy that fits your vessel and how you use it.

Why Review Your Policy?

Boating needs can change over time, and your insurance policy should reflect those changes. Upgrading your boat, adding new equipment, or using your vessel for different purposes can create new risks that require updated coverage. Reviewing your policy regularly ensures you’re prepared for unexpected events. Groogan Insurance Group can help you assess your current coverage and recommend adjustments to keep your boat protected.

Get Your Boat Insurance Quote

While Groogan Insurance Group offers online quoting for personal auto and home insurance, boat and watercraft insurance quotes are available by speaking directly with one of our agents. If you have questions or need assistance, contact us. Groogan Insurance Group is here to help you find the right boat and watercraft insurance policy for your needs.

Request a Quote

Partner Carriers

  • AMBetter Health
  • American Modern
  • Aon Edge(flood)
  • AuguStar Financial(Life Ins)
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield of TN
  • Cigna HealthCare
  • Donegal Insurance
  • Foremost Insurance
  • Gainsco Insurance
  • Geico
  • Grange Insurance
  • Haulers Insurance
  • Hagerty
  • Hallmark Insurance
  • K&K Insurance
  • Kansas City Life Insurance
  • Liberty Mutual
  • Markel Insurance
  • National General
  • Nationwide
  • Oscar Insurance
  • Pie Insurance
  • Progressive
  • RT Specialty
  • Safeco
  • Safeway
  • Selective Flood
  • Steadily Insurance
  • Tapco
  • The General
  • Travelers
  • Unique Insurance
  • US Assure
  • United Healthcare