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Groogan Insurance Group, LLC

613 Potomac Place, Suite 203
Smyrna, TN 37167

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Tennessee Commercial Auto Insurance Coverage

Commercial Auto Insurance in Tennessee

New businesses often rely on vehicles to keep operations running smoothly, whether it’s delivering goods, transporting employees, or meeting clients. Commercial auto insurance is essential for protecting your business vehicles and ensuring your company is covered in case of accidents, damage, or liability claims. Groogan Insurance Group, located in Smyrna, TN, helps businesses in Tennessee, Indiana, and Florida find reliable commercial auto insurance tailored to their needs.

If your business already has commercial auto insurance, it’s a good idea to review your policy with an insurance agent. As your business grows, you may add more vehicles, hire additional drivers, or expand your operations. These changes can create new risks that may not be fully covered under your current policy. Groogan Insurance Group can help you evaluate your coverage and explore updated options to ensure your business is protected.

Why Commercial Auto Insurance Is Important

Commercial auto insurance provides financial protection for vehicles used in business operations. Personal auto insurance policies typically don’t cover vehicles used for business purposes, leaving your company exposed to risks. A commercial auto policy helps cover repair costs, medical expenses, and liability claims if your business vehicles are involved in an accident. It also protects against theft, vandalism, and other unexpected events. Groogan Insurance Group works with trusted carriers to provide coverage that fits your business’s needs.

What Does Commercial Auto Insurance Cover?

Groogan Insurance Group offers commercial auto insurance policies that can cover a single vehicle or an entire fleet. Coverage options include:

  • Liability Coverage: Covers damages and injuries caused by your business vehicles in an accident.
  • Collision Coverage: Pays for repairs or replacement of your business vehicles after an accident.
  • Comprehensive Coverage: Protects against non-collision events like theft, vandalism, or weather-related damage.
  • Uninsured/Underinsured Motorist Coverage: Provides protection if your business vehicles are hit by a driver without adequate insurance.
  • Medical Payments Coverage: Helps cover medical expenses for drivers and passengers injured in an accident.

Additional options, such as coverage for hired or non-owned vehicles, can be added based on your business’s specific needs. Groogan Insurance Group will work with you to customize a policy that fits your operations.

Why Review Your Policy?

Businesses evolve over time, and your commercial auto insurance needs may change as well. Adding new vehicles, hiring more drivers, or expanding your service area can create new risks that require updated coverage. Reviewing your policy regularly ensures you’re not left with gaps in protection. Groogan Insurance Group can help you assess your current coverage and recommend adjustments to keep your business vehicles protected.

Get Your Commercial Auto Insurance Quote

Protecting your business vehicles starts with the right insurance policy. If you have questions or need assistance, contact us. Groogan Insurance Group is here to help you find the right commercial auto insurance coverage for your business.

Request a Quote

Partner Carriers

  • AMBetter Health
  • American Modern
  • Aon Edge(flood)
  • AuguStar Financial(Life Ins)
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield of TN
  • Cigna HealthCare
  • Donegal Insurance
  • Foremost Insurance
  • Gainsco Insurance
  • Geico
  • Grange Insurance
  • Haulers Insurance
  • Hagerty
  • Hallmark Insurance
  • K&K Insurance
  • Kansas City Life Insurance
  • Liberty Mutual
  • Markel Insurance
  • National General
  • Nationwide
  • Oscar Insurance
  • Pie Insurance
  • Progressive
  • RT Specialty
  • Safeco
  • Safeway
  • Selective Flood
  • Steadily Insurance
  • Tapco
  • The General
  • Travelers
  • Unique Insurance
  • US Assure
  • United Healthcare